Real Estate Investor Todd Lubar

Todd Lubar is a real estate agent who launched his career in 1995, quickly decided that real estate and finance was where he belonged due to his passion for helping others and his interest in the industry. He started out with Crestar Mortgage working as a loan originator and learned the art is conservative mortgage banking. During this time he built strong relationships with real estate agents, insurance agents, financial planners and Certified Public Accountants who are now his main source of referrals.

Todd acquired equity in the company Legacy Financial Group in 1999, allowing him to dramatically advance his career and expand the lending ability to broker loans and lend as a mortgage back. Todd founded a residential development company, Legendary Properties LLC in 2002, where he rehabilitated and eventually sold more than 200 purchased multi-family and single family properties. This allowed his company to not only build solid relationships with numerous contractors and experts in the industry but also with major banks and establish multi-million dollar lines of credit.

To further his involvement in the mortgage banking field, Todd Lubar founded Charter Funding which is a branch of First Magnus Financial Corporation which is one of the largest privately held mortgage firms in the United States. He then went on to start Legendary Financial LLC in an effort to help a sector of the market that couldn’t qualify for traditional lending for companies and individuals. The company processed over 7000 loans which gave Todd the shooting ability to recognize the level of risk in any loan situation based on the conditions of the market. Check out to see more.

Todd Lubar is now the president of TDL Global Ventures and Senior vice president of Charter Funding. He is a graduate of Syracuse University with a degree in speech communication. Todd lives in Bethesda Maryland with his two children. For more details visit

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Jeremy Goldstein Solves EPS Problem

Jeremy Goldstein is one of the leading business lawyers in the industry with over 15 years of experience. Many companies seek his legal counsel in regards to employee benefits and related concerns. Goldstein has worked with various independent law firms such as Wachtell, Lipton, Katz, and Rosen.


Being involved in transactions with large Fortune 500 companies, including Duke Energy, Verizon, and Goldman Sachs, Jeremy Goldstein has skills that are demanded by the market. Moreover, he is involved with different business and finance committees. He also speaks and writes on corporate governance and executive compensation. Aside from his business ventures, Jeremy Goldstein enjoys helping the community. He is an active member of the Make-A-Wish Foundation, and Foundation House (a charity that helps individuals with mental illness). More recently, Goldstein explained a mutual agreement for employee incentives.


There are a plethora of contributing factors that create a workable environment for large-scale companies, but it is difficult to fully address them. Jeremey Goldstein is one of the people who can see this dynamic and that it will cause a struggle between employees and investors. Goldstein offers companies to better utilize their Earnings per Share or EPS, especially in performance-based services.


For stockholders, EPS is the most influential factor in determining the quality of investments. Consequently, companies tend to show misuse this important factor when they abuse it. More specifically, the top executives in the company want to project profitability, and the best method they do it is by skewing the results. Aside from the illegal aspects, EPS can significantly deter employees from receiving any incentives.


There is a trickle-down effect when stockholders are given a false sense of prosperity. When the mistake is pointed out, the company suffers financially, which essentially means that employees suffer. Many believe that skewing EPS is not a sustainable effort, as it only provides short-term benefits. It is only after companies start working towards long-term investments that they truly prosper. EPS serves only as a virus that boosts profits temporarily but causes large damage in the future. Learn more:


Jeremey Goldstein proposes a solution: a mutual agreement between the anti and pro EPS advocates. While removing the EPS pay-based performance is not ideal, Goldstein suggests that CEOS and top executives be held accountable for their actions. EPS should fit the company goals and its long-term investments.